Free and Low-Cost Therapy Options
Community Mental Health Centers
Free or low-costGovernment-funded centers that provide free or sliding-scale therapy based on income.
How to Access:
Contact your local community mental health center or health department.
Sliding Scale Therapy
Based on incomeMany private therapists offer reduced rates based on your ability to pay.
How to Access:
Ask therapists directly if they offer sliding scale fees.
Therapists-in-Training
$20-50 per sessionInterns and graduate students supervised by licensed therapists often charge much less.
How to Access:
Contact local universities with counseling or psychology programs.
Employee Assistance Programs (EAPs)
FreeMany employers offer free counseling sessions through EAP benefits.
How to Access:
Check with your HR department about available EAP services.
Group Therapy
$20-50 per sessionGroup therapy is typically more affordable than individual therapy.
How to Access:
Ask therapists about group therapy options in your area.
Online Therapy Platforms
Varies, some offer financial aidSome online platforms offer financial assistance or lower-cost options.
How to Access:
Research online therapy platforms and their financial assistance programs.
Religious Organizations
Free or low-costMany churches, temples, and religious organizations offer free counseling.
How to Access:
Contact local religious organizations in your area.
Crisis Hotlines
Free24/7 free support for immediate mental health crises.
How to Access:
Call crisis hotlines like suicide prevention lines for immediate support.
Alternative Support Options
If therapy isn't financially accessible right now, consider these alternatives:
Support Groups
Free peer support groups for various concerns
Self-Help Resources
Books, apps, and online resources
Mentors or Coaches
Often more affordable than therapy
Spiritual Advisors
Some offer free or low-cost guidance
Listening Peers
Free peer listening services
Wellness Apps
Many free mental health apps available
Find Affordable Support
Many providers in our directory offer sliding scale fees or accept insurance. Search our directory and filter by your needs.